--- title: Common Agency Quoting Center Questions description: Find answers to common questions about the Beacon Quoting Center, including proposal management, quote expiration, producer selection, quick quotes, underwriting review, policy binding, and sole proprietor quoting requirements. --- [Skip to content](https://help.beaconmutual.com/common-agency-quoting-center-questions#main-content) English Show submenu for translations ![BeaconMutual\_logo\_color\_320wx100h](https://help.beaconmutual.com/hs-fs/hubfs/BeaconMutual_logo_color_320wx100h.png?width=320&height=100&name=BeaconMutual_logo_color_320wx100h.png) Open main navigation Close main navigation - English Show submenu for translations - [Contact us](https://www.beaconmutual.com/contact/) [Contact us](https://www.beaconmutual.com/contact/) How can we help you? - There are no suggestions because the search field is empty. 1. [Beacon Mutual Knowledge Base](https://help.beaconmutual.com/?hsLang=en) 2. [Agency Quoting Center](https://help.beaconmutual.com/agency-quoting-center?hsLang=en) # Common Agency Quoting Center Questions ### **Overview** The Beacon Quoting Center helps agents create, manage, and track insurance proposals throughout the quoting process. This article answers common questions raised during agency training sessions and provides guidance on proposal management, producer selection, quote visibility, underwriting review, and policy binding.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?width=1&height=1&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) ### **Frequently Asked Questions** #### **Can I rename different versions of a quote proposal?** **Yes.** Proposal versions can be assigned custom names so you can easily distinguish between different coverage options, limits, or pricing scenarios. **Example:** - Option A – $1M Limit - Option B – $2M Limit - Option C – Enhanced Coverage Using descriptive names makes it easier to compare quote options and return to specific proposal versions later.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **Does my producer information automatically populate on quotes?** **No.** Currently, agents must select the producer each time a quote is created. A **producer lookup feature** is available that allows users to search for and select a producer from their agency's producer list. #### **How do I select a producer when creating a quote?** When completing a quote: 1. Locate the **Producer** field. 2. Use the producer lookup tool. 3. Select the appropriate producer from your agency's list. 4. Continue with the quote submission process.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **How long will a proposal remain active in the system?** Proposals remain active based on the requested policy effective date. - **10 days after the requested policy effective date**, the agent will receive a notification advising that the proposal will be rejected in five days. - **Five days later**, the proposal will be automatically rejected and closed if no action has been taken. This gives agents a total of **15 days after the requested policy effective date** before an inactive proposal is closed. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **How long do Quick Quotes remain visible on the dashboard?** **Quick Quotes will automatically drop off the agent dashboard 15 days after the requested policy effective date.** If you need quote information after it has been removed from the dashboard, contact [Beacon Support](https://info.beaconmutual.com/beacon-support-center?hsLang=en) for assistance. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **How long do incomplete or rejected proposals remain on the dashboard?** Incomplete and rejected proposals remain visible for a short period: - Drop off the dashboard **five days after being marked incomplete**, or - Drop off the dashboard **five days after being rejected**. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **What happens when a proposal expires?** When the proposal reaches the end of its active period: 1. The agent receives a notification that the proposal will be rejected within five days. 2. If no action is taken, the proposal is automatically closed. 3. Once rejected, the proposal will remain visible for five additional days before being removed from the dashboard. #### **Where can I view renewal quotes?** Outstanding renewal quotes released by underwriting are available in the **Renewal Proposals** section of the Agency Quoting Center dashboard. Agents can use this section to monitor and manage renewal opportunities.   #### **What is the difference between a Quick Quote and a Full Quote?** Agents expressed significant interest in the Quick Quote process and proposal management. In general: - **Quick Quotes** are intended to provide a streamlined quoting experience. - **Full Quotes** may require additional business and underwriting information. Product-specific requirements may vary. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **Can I manage quote proposals after they are created?** **Yes.** The Quoting Center allows agents to manage proposals after creation, including: - Updating proposal versions - Maintaining multiple quote options - Renaming proposal versions - Monitoring quote status ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **How do I quote a sole proprietor who does not have an FEIN?** For sole proprietors who do not have a Federal Employer Identification Number (FEIN), **a Social Security Number (SSN) may be used instead.** ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **What should I do if I make changes after submitting a proposal for rating?** After updating information in a submitted proposal, you must run the rating calculation again to ensure the premium is recalculated using the updated information.   #### **Is business information required before a quote can be generated?** **Yes.** Business information is required as part of the quoting process. Required information may vary by business type and product. For sole proprietors without an FEIN, an SSN may be used when applicable.   #### **How should owner or officer payroll be entered on a submission?** Owner and officer payroll should be included in the **total payroll** entered in the payroll section of the application. It should not be entered separately in the Owners & Officers section.   #### **Does every quote require underwriting review?** Not all submissions require underwriting review. However, some quotes may require additional underwriting evaluation before they can be approved or bound. Underwriting requirements depend on factors such as: - Risk characteristics - Business type - Requested coverage - Program eligibility ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) **How do I request underwriting review for a quote?** If a submission requires underwriting review, select **Request Proposal** within the Agency Quoting Center. This automatically notifies the assigned underwriter and creates the necessary workflow for review. No separate email or outreach to the underwriter is required.   #### **How long does underwriting approval take?** Underwriting review timelines vary depending on the submission and any additional information that may be required. Agents should monitor the status of their submissions and respond promptly to requests for information to avoid delays. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **When can a quote be bound?** A quote can move forward to binding once: - Required information has been submitted - Any underwriting review has been completed - Necessary approvals have been granted Binding requirements may vary depending on the policy and risk characteristics. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) #### **Are short-term policies available?** **Yes.** Beacon may consider short-term policies. However, all short-term policy requests require **underwriting approval** before coverage can be bound. **![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png)What should I do if a FEIN validation fails while creating a proposal?** If a FEIN validation fails during quote creation, the proposal cannot be corrected by simply updating the FEIN within the existing submission. You will need to **start a new proposal using the correct FEIN**. To avoid delays, verify FEIN information before beginning the quoting process.   **If the insured is a sole proprietor and does not have an FEIN, what should be entered?** If the insured is a sole proprietor and does not have a Federal Employer Identification Number (FEIN), a **Social Security Number (SSN)** may be used instead.    **Why is it important to enter the correct customer email address?** The customer email address is a critical part of the quoting and policy issuance process. Beacon uses the email address to: - Send payment links for required down payments - Provide access information for the policyholder portal - Deliver important policy-related communications Agents should verify that the email address entered during quoting is accurate and unique to the customer.   **Can a customer access the Policyholder Portal using the email provided during quoting?** **Yes.** The email address entered during the proposal process is used to provide customers with access to the Policyholder Portal. Ensuring the correct email is entered will help avoid delays in customer access and communications.   #### **Best Practices for Managing Quotes** To help streamline your quoting process: - Use custom proposal names to identify coverage options quickly. - Verify producer information before submitting quotes. - Create multiple proposal versions when providing alternative coverage options. - Monitor dashboard activity regularly for status changes or underwriting requests. - Complete business information accurately to help avoid delays. - Review proposal activity before expiration deadlines. ![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Aug-13-2026-03-15-28-5755-PM.png?height=2&name=undefined-Aug-13-2026-03-15-28-5755-PM.png) **Need Additional Help?** If you have questions about quoting, proposal management, underwriting review, or policy binding, please contact the [**Beacon Support Center**](https://info.beaconmutual.com/beacon-support-center?hsLang=en) for assistance. - [Getting Started](https://help.beaconmutual.com/getting-started?hsLang=en) - [Portal Help](https://help.beaconmutual.com/portal-help?hsLang=en#main-content) - [Online Portal](https://help.beaconmutual.com/portal-help?hsLang=en#online-portal) - [Claims](https://help.beaconmutual.com/claims?hsLang=en#main-content) - [Claim Reporting](https://help.beaconmutual.com/claims?hsLang=en#claim-reporting) - [Medical Claims Inquiry](https://help.beaconmutual.com/claims?hsLang=en#medical-claims-inquiry) - [Claims Payment](https://help.beaconmutual.com/claims?hsLang=en#claims-payment) - [Payments](https://help.beaconmutual.com/payments?hsLang=en#main-content) - [Premium Payments](https://help.beaconmutual.com/payments?hsLang=en#premium-payments) - [Pay As You Go](https://help.beaconmutual.com/pay-as-you-go?hsLang=en) - [Safety](https://help.beaconmutual.com/safety?hsLang=en#main-content) - [Beacon Online University](https://help.beaconmutual.com/safety?hsLang=en#beacon-online-university) - [Loss Prevention](https://help.beaconmutual.com/safety?hsLang=en#loss-prevention) - [Ergonomics](https://help.beaconmutual.com/ergonomics?hsLang=en) - [Policy Information](https://help.beaconmutual.com/policy-information?hsLang=en#main-content) - [ARGO](https://help.beaconmutual.com/policy-information?hsLang=en#argo) - [Premium Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#main-content) - [Online Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#online-audit) - [Payroll](https://help.beaconmutual.com/premium-audit?hsLang=en#payroll) - [Phone Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#phone-audit) - [Pay As You Go](https://help.beaconmutual.com/premium-audit?hsLang=en#pay-as-you-go) - [Temp & Leasing Agencies](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#main-content) - [Safety](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#safety) - [Policy Information](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#policy-information) - [Agent Support](https://help.beaconmutual.com/agent-support?hsLang=en) - [Agency Quoting Center](https://help.beaconmutual.com/agency-quoting-center?hsLang=en) - [En Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#main-content) - [Prevención de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#prevenci%C3%B3n-de-seguridad) - [Servicios de Ergonomía](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#servicios-de-ergonom%C3%ADa) - [Seminarios y Entrenamientos de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#seminarios-y-entrenamientos-de-seguridad) - [Beacon Online University](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#beacon-online-university) - [Entrenamiento en Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#entrenamiento-en-espa%C3%B1ol) - [Online Portal - Portal en Linea](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#online-portal-portal-en-linea) - [Preguntas Frecuentes de Reclamos](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#preguntas-frecuentes-de-reclamos)    [**© 2026 Beacon Mutual Workers’ Compensation Insurance.**](https://www.beaconmutual.com/)All rights reserved. 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