How to Report an Injury
By submitting a claim online or by calling us, Beacon will submit the First Report of Injury on your behalf.
By law, all workplace injuries must be reported — even if you dispute the legitimacy of the claim. The sooner an injury is reported, the quicker Beacon can help and begin a thorough investigation, which may include speaking with you and other involved parties.
Watch: How to Report an Injury
Report an Injury – Video Overview
This short video walks you through when and how to report a workplace injury, what information you’ll need, and what to expect after the claim is submitted.
This short video walks you through when and how to report a workplace injury, what information you’ll need, and what to expect after the claim is submitted.
When should an injury be reported?
- Immediately after you become aware of the injury, even if no medical treatment is needed at the time.
- All alleged work-related injuries must be reported, including incidents you believe may not be compensable. Reporting creates a record and protects all parties if treatment is later required.
If the injury occurs outside Rhode Island
If the workplace injury occurs outside the state of Rhode Island, the claim should be reported to Argo Group through the Argo Online portal. For help with the online report of injury for MA, read the Argo Online Claim Reporting Guide.
What information do I need to report an injury?
You should be prepared to provide the following information when reporting a claim:
Employer Information
- Company name
- FEIN
- Beacon account number
- Policy number
Injured Worker Information
- Full name
- Social Security number
- Address
- Date of birth
- Telephone number
Injury Details
- Date, time, and location of the injury
- How the injury occurred
- Type of injury (burn, cut, strain, etc.)
- Body part affected
Medical & Witness Information
- Name and address of the doctor or medical facility
- Witness names and contact information (if applicable)
Ways to Report an Injury
Beacon offers three convenient ways to report a workplace injury. Reporting is available 24/7.
✅ Report Online (Recommended)
Reporting online provides immediate confirmation, including the claim number and the assigned claim representative’s contact information.
📞 Report by Phone or Fax
✉️ Report by Mail
Mail a completed First Report of Injury form to:
What happens after I report an injury?
- Beacon creates an official claim record and assigns a claim number.
- For lost‑time claims, a Beacon claim representative will contact you, typically within 24 hours after the claim is reported.
- Medical‑only claims may not require follow‑up unless additional information is needed.