--- title: "I Have a New Pay‑As‑You‑Go Policy: How Do I Register for InsurePay?" description: New Pay‑As‑You‑Go policies issued on or after September 1, 2026 use InsurePay for payroll reporting. Learn how to register for InsurePay and access the Beacon Mutual Online Portal. --- [Skip to content](https://help.beaconmutual.com/i-have-a-new-pay-as-you-go-policy-how-do-i-register-for-insurepay#main-content) English Show submenu for translations ![BeaconMutual\_logo\_color\_320wx100h](https://help.beaconmutual.com/hs-fs/hubfs/BeaconMutual_logo_color_320wx100h.png?width=320&height=100&name=BeaconMutual_logo_color_320wx100h.png) Open main navigation Close main navigation - English Show submenu for translations - [Contact us](https://www.beaconmutual.com/contact/) [Contact us](https://www.beaconmutual.com/contact/) How can we help you? - There are no suggestions because the search field is empty. 1. [Beacon Mutual Knowledge Base](https://help.beaconmutual.com/?hsLang=en) 2. [Pay As You Go](https://help.beaconmutual.com/pay-as-you-go?hsLang=en) # I Have a New Pay‑As‑You‑Go Policy: How Do I Register for InsurePay? ### **Overview** If your new Pay‑As‑You‑Go policy becomes effective on or after September 1, 2026, you will use InsurePay to report payroll. To participate in the Pay‑As‑You‑Go program, you'll need access to both: - The Beacon Mutual Online Portal - The InsurePay payroll reporting platform - These systems require separate login credentials. ### **Getting Started** - Step 1 - Watch for welcome and registration communications from Beacon Mutual and InsurePay. - Step 2 - Access the Beacon Mutual Online Portal using the credentials provided by Beacon Mutual. - Step 3 - Access the InsurePay registration link provided for your policy. - Step 4 - Create your InsurePay username and password. - Step 5 - Enter your policy information as requested. - Step 6 - Select your payroll provider. - Step 7 - Choose your payroll reporting frequency. - Step 8 - Connect your bank account. - Step 9 - Complete registration and begin reporting payroll through InsurePay.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-05-55-25-9844-PM.png?width=1&height=1&name=undefined-Jul-28-2026-05-55-25-9844-PM.png) **Getting Started:** [**Download the InsurePay User Guide**](https://url.us.m.mimecastprotect.com/s/gyFJCjRNDQTjloKBsWfPTmIxbo?domain=docs.insurepay.com/) **for more detailed instructions.**  **\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-05-55-25-9844-PM.png?height=2&name=undefined-Jul-28-2026-05-55-25-9844-PM.png) ### **Frequently Asked Questions** **Do I use TruPay?** No. New Pay‑As‑You‑Go policies issued on or after September 1, 2026 use InsurePay. **Do I need separate logins for the portal and InsurePay?** Yes. The Beacon Mutual Online Portal and InsurePay use separate credentials. **Can I report payroll immediately after registration?** Yes. Once your InsurePay setup is complete, you can begin reporting payroll according to your selected reporting frequency. **Why do I need to connect my bank account?** Banking information is required to support the Pay‑As‑You‑Go payroll reporting process. **What if I don't finish registration?** You may not be able to begin payroll reporting until your InsurePay setup is completed. **Who should I contact if I need help?** Contact the Beacon Support Team at 401‑825‑2995 or info@beaconmutual.com.   - [Getting Started](https://help.beaconmutual.com/getting-started?hsLang=en) - [Portal Help](https://help.beaconmutual.com/portal-help?hsLang=en#main-content) - [Online Portal](https://help.beaconmutual.com/portal-help?hsLang=en#online-portal) - [Claims](https://help.beaconmutual.com/claims?hsLang=en#main-content) - [Claim Reporting](https://help.beaconmutual.com/claims?hsLang=en#claim-reporting) - [Medical Claims Inquiry](https://help.beaconmutual.com/claims?hsLang=en#medical-claims-inquiry) - [Claims Payment](https://help.beaconmutual.com/claims?hsLang=en#claims-payment) - [Payments](https://help.beaconmutual.com/payments?hsLang=en#main-content) - [Premium Payments](https://help.beaconmutual.com/payments?hsLang=en#premium-payments) - [Pay As You Go](https://help.beaconmutual.com/pay-as-you-go?hsLang=en) - [Safety](https://help.beaconmutual.com/safety?hsLang=en#main-content) - [Beacon Online University](https://help.beaconmutual.com/safety?hsLang=en#beacon-online-university) - [Loss Prevention](https://help.beaconmutual.com/safety?hsLang=en#loss-prevention) - [Ergonomics](https://help.beaconmutual.com/ergonomics?hsLang=en) - [Policy Information](https://help.beaconmutual.com/policy-information?hsLang=en#main-content) - [ARGO](https://help.beaconmutual.com/policy-information?hsLang=en#argo) - [Premium Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#main-content) - [Online Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#online-audit) - [Payroll](https://help.beaconmutual.com/premium-audit?hsLang=en#payroll) - [Phone Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#phone-audit) - [Pay As You Go](https://help.beaconmutual.com/premium-audit?hsLang=en#pay-as-you-go) - [Temp & Leasing Agencies](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#main-content) - [Safety](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#safety) - [Policy Information](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#policy-information) - [Agent Support](https://help.beaconmutual.com/agent-support?hsLang=en) - [Agency Quoting Center](https://help.beaconmutual.com/agency-quoting-center?hsLang=en) - [En Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#main-content) - [Prevención de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#prevenci%C3%B3n-de-seguridad) - [Servicios de Ergonomía](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#servicios-de-ergonom%C3%ADa) - [Seminarios y Entrenamientos de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#seminarios-y-entrenamientos-de-seguridad) - [Beacon Online University](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#beacon-online-university) - [Entrenamiento en Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#entrenamiento-en-espa%C3%B1ol) - [Online Portal - Portal en Linea](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#online-portal-portal-en-linea) - [Preguntas Frecuentes de Reclamos](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#preguntas-frecuentes-de-reclamos)    [**© 2026 Beacon Mutual Workers’ Compensation Insurance.**](https://www.beaconmutual.com/)All rights reserved. [Terms of Use and Privacy Policy](https://www.beaconmutual.com/terms-privacy-statement/)