Overview
If your new Pay‑As‑You‑Go policy becomes effective on or after September 1, 2026, you will use InsurePay to report payroll.
To participate in the Pay‑As‑You‑Go program, you'll need access to both:
- The Beacon Mutual Online Portal
- The InsurePay payroll reporting platform
- These systems require separate login credentials.
Getting Started
- Step 1 - Watch for welcome and registration communications from Beacon Mutual and InsurePay.
- Step 2 - Access the Beacon Mutual Online Portal using the credentials provided by Beacon Mutual.
- Step 3 - Access the InsurePay registration link provided for your policy.
- Step 4 - Create your InsurePay username and password.
- Step 5 - Enter your policy information as requested.
- Step 6 - Select your payroll provider.
- Step 7 - Choose your payroll reporting frequency.
- Step 8 - Connect your bank account.
- Step 9 - Complete registration and begin reporting payroll through InsurePay.
Getting Started: Download the InsurePay User Guide for more detailed instructions.
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Frequently Asked Questions
Do I use TruPay?
No. New Pay‑As‑You‑Go policies issued on or after September 1, 2026 use InsurePay.
Do I need separate logins for the portal and InsurePay?
Yes. The Beacon Mutual Online Portal and InsurePay use separate credentials.
Can I report payroll immediately after registration?
Yes. Once your InsurePay setup is complete, you can begin reporting payroll according to your selected reporting frequency.
Why do I need to connect my bank account?
Banking information is required to support the Pay‑As‑You‑Go payroll reporting process.
What if I don't finish registration?
You may not be able to begin payroll reporting until your InsurePay setup is completed.
Who should I contact if I need help?
Contact the Beacon Support Team at 401‑825‑2995 or info@beaconmutual.com.