--- title: "Pay‑As‑You‑Go (PYG): Understanding TruPay and InsurePay" description: Learn which payroll reporting platform applies to your policy. Existing Pay‑As‑You‑Go policyholders will continue using TruPay until renewal, while new and renewing policies will use InsurePay. --- [Skip to content](https://help.beaconmutual.com/pay-as-you-go-pyg-understanding-trupay-and-insurepay#main-content) English Show submenu for translations ![BeaconMutual\_logo\_color\_320wx100h](https://help.beaconmutual.com/hs-fs/hubfs/BeaconMutual_logo_color_320wx100h.png?width=320&height=100&name=BeaconMutual_logo_color_320wx100h.png) Open main navigation Close main navigation - English Show submenu for translations - [Contact us](https://www.beaconmutual.com/contact/) [Contact us](https://www.beaconmutual.com/contact/) How can we help you? - There are no suggestions because the search field is empty. 1. [Beacon Mutual Knowledge Base](https://help.beaconmutual.com/?hsLang=en) 2. [Pay As You Go](https://help.beaconmutual.com/pay-as-you-go?hsLang=en) # Pay‑As‑You‑Go (PYG): Understanding TruPay and InsurePay **Overview:** Beacon Mutual is transitioning to a new online platform beginning September 1, 2026. Depending on your policy status, you may continue using TruPay or begin using InsurePay for payroll reporting. This article will help you determine which platform applies to you and what action, if any, you need to take.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?width=1&height=1&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **Which Platform Should I Use?** ### **Existing Pay**‑**As**‑**You**‑**Go Policyholders** You will continue using TruPay if: - You currently participate in the Pay‑As‑You‑Go program - Your policy was issued before September 1, 2026 - Your policy has not yet renewed  **What You Need to Do**   - Log in to the new Beacon Mutual Online Portal beginning September 1, 2026 - Access TruPay through the portal - Continue reporting payroll in TruPay until your policy renews  **Important Notes**   - BEACONNECT will no longer be available - Your BEACONNECT credentials will not transfer to the new portal - Existing policyholders will receive a Welcome Email with new portal login credentials - There is no self-registration for the new Beacon Mutual Online Portal ### **New Pay-As-You-Go Policies Effective On or After September 1, 2026** **You will use InsurePay if:** - Your new policy is issued on or after September 1, 2026 - Your policy is enrolled in the Pay‑As‑You‑Go program **What you need to do:** - Access the Beacon Mutual Online Portal using the credentials provided by Beacon Mutual - Register separately for InsurePay - Select your payroll provider and reporting frequency - Connect your bank account - Begin payroll reporting through InsurePay **Important Notes** - InsurePay requires separate registration - Portal credentials and InsurePay credentials are different ### **Existing Pay-As-You-Go Policies Renewing After November 1, 2026** - Your Pay‑As‑You‑Go policy renews after November 1, 2026 **What you Need to Do** - Log in to the Beacon Mutual Online Portal - Access InsurePay - Register using your new policy number - Select your payroll provider and reporting frequency - Connect your bank account **Important Notes** - Your TruPay login will not transfer to InsurePay - You must register again in InsurePay - You must use your new renewal policy number![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ ### **Frequently Asked Questions** **What happened to BEACONNECT?** BEACONNECT is being retired and replaced by the new Beacon Mutual Online Portal.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **Will my BEACONNECT username and password transfer?** No. Existing portal credentials will not transfer to the new platform.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **How will I receive access to the new portal?** All active primary policyholder contacts and existing BEACONNECT users will receive a Welcome Email with their new portal login credentials.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **Can I create my own portal account?** No. There is no self-registration for the new Beacon Mutual Online Portal.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **Do all Pay**‑**As**‑**You**‑**Go customers move to InsurePay on September 1, 2026?** No. Existing Pay‑As‑You‑Go policyholders will continue using TruPay until their policy renews. Only new policies written on or after September 1, 2026 will begin using InsurePay immediately.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) **When will existing Pay**‑**As**‑**You**‑**Go customers move to InsurePay?** Existing PYG customers will move to InsurePay when their policy renews after November 1, 2026.![](https://help.beaconmutual.com/hs-fs/hubfs/undefined-Jul-28-2026-08-00-49-8595-PM.png?height=2&name=undefined-Jul-28-2026-08-00-49-8595-PM.png) ### **Need Help?** If you have questions about your Pay‑As‑You‑Go account, payroll reporting platform, or portal access, contact the Beacon Support Team: Phone: 401‑825‑2995 Email: info@beaconmutual.com - [Getting Started](https://help.beaconmutual.com/getting-started?hsLang=en) - [Portal Help](https://help.beaconmutual.com/portal-help?hsLang=en#main-content) - [Online Portal](https://help.beaconmutual.com/portal-help?hsLang=en#online-portal) - [Claims](https://help.beaconmutual.com/claims?hsLang=en#main-content) - [Claim Reporting](https://help.beaconmutual.com/claims?hsLang=en#claim-reporting) - [Medical Claims Inquiry](https://help.beaconmutual.com/claims?hsLang=en#medical-claims-inquiry) - [Claims Payment](https://help.beaconmutual.com/claims?hsLang=en#claims-payment) - [Payments](https://help.beaconmutual.com/payments?hsLang=en#main-content) - [Premium Payments](https://help.beaconmutual.com/payments?hsLang=en#premium-payments) - [Pay As You Go](https://help.beaconmutual.com/pay-as-you-go?hsLang=en) - [Safety](https://help.beaconmutual.com/safety?hsLang=en#main-content) - [Beacon Online University](https://help.beaconmutual.com/safety?hsLang=en#beacon-online-university) - [Loss Prevention](https://help.beaconmutual.com/safety?hsLang=en#loss-prevention) - [Ergonomics](https://help.beaconmutual.com/ergonomics?hsLang=en) - [Policy Information](https://help.beaconmutual.com/policy-information?hsLang=en#main-content) - [ARGO](https://help.beaconmutual.com/policy-information?hsLang=en#argo) - [Premium Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#main-content) - [Online Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#online-audit) - [Payroll](https://help.beaconmutual.com/premium-audit?hsLang=en#payroll) - [Phone Audit](https://help.beaconmutual.com/premium-audit?hsLang=en#phone-audit) - [Pay As You Go](https://help.beaconmutual.com/premium-audit?hsLang=en#pay-as-you-go) - [Temp & Leasing Agencies](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#main-content) - [Safety](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#safety) - [Policy Information](https://help.beaconmutual.com/temp-leasing-agencies?hsLang=en#policy-information) - [Agent Support](https://help.beaconmutual.com/agent-support?hsLang=en) - [Agency Quoting Center](https://help.beaconmutual.com/agency-quoting-center?hsLang=en) - [En Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#main-content) - [Prevención de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#prevenci%C3%B3n-de-seguridad) - [Servicios de Ergonomía](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#servicios-de-ergonom%C3%ADa) - [Seminarios y Entrenamientos de Seguridad](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#seminarios-y-entrenamientos-de-seguridad) - [Beacon Online University](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#beacon-online-university) - [Entrenamiento en Español](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#entrenamiento-en-espa%C3%B1ol) - [Online Portal - Portal en Linea](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#online-portal-portal-en-linea) - [Preguntas Frecuentes de Reclamos](https://help.beaconmutual.com/en-espa%C3%B1ol?hsLang=en#preguntas-frecuentes-de-reclamos)    [**© 2026 Beacon Mutual Workers’ Compensation Insurance.**](https://www.beaconmutual.com/)All rights reserved. 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