Quick Quote Validation Rules Explained

Effective 9/1/2026

Overview

Quick Quotes use a series of automated validations to ensure information is complete before a premium indication is generated.

Effective Date Validation

Effective dates must fall within the permitted date range for the agent type. Invalid dates trigger validation errors.

Loss History Validation

If losses are present:

• At least one prior year must contain a claim count greater than zero.
• All claim count fields require numeric values.

Prior Year Rules

The system automatically creates prior-year loss records based on years of continuous coverage, up to six years.

Claim Count Rules

Use zero (0) when no claims exist. Blank fields trigger validation messages.

Premium Disclaimer

Quick Quote results are premium indications only and may change following a completed application and underwriting review.