How to Submit an Application for Underwriting Review

Effective 9/1/2026

Overview

Some submissions require review by an underwriter before a proposal can be generated or bound. When this occurs, agents must submit a Request Proposal.

Submit for Underwriting Review

• Complete and submit a proposal.
• Review any underwriting exception messages.
• Select UW Exception Management to determine the reason for review.
• Click Request Proposal.
• Refresh the dashboard to view the updated status.
• Monitor the proposal in the Request Proposal queue until underwriting completes its review.

Common Reasons for Review

• Estimated premium exceeds underwriting authority thresholds.
• Certain class codes require review.
• Temporary staffing exposures.
• Employee leasing exposures.
• Multi-state proposals including MA or CT.

FAQ

What status appears after I submit a Request Proposal?

The proposal status changes to Proposal Requested and is routed to an underwriter.

How do I know if underwriting has reviewed the application?

The proposal status updates within the Agency Dashboard.

Can I make changes after submission?

Yes, depending on the proposal status. Open the submission and edit available fields before resubmitting.